Anyone who has knowledge of car insurance?
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he has the insurance? or you do? if the vehicles are in your name, the insurance should be also, If you had the accident, and are driving vehicles on his policy, then he loses the discount for safe driver because he can’t have accidents and a safe driver discount. This is correct, this is legal, and hey, this is fair. If he had not even been in the CAR his discount would be lost. (hey, elect a lower deductible next time)
You can compare how the insurance quotes would change, for example here – autoinsurance.hotusa.org
The good driver rate is for people who don’t get into accidents. It’s a savings they give since you don’t cost them money.
If you crash into something, then you cost them money, so they remove the discount you were getting.
Basically your boyfriend is SOL cause you crashed. IDK why they said anything about since the car is in your name. It doesn’t matter who ownes the car, his policy covers it, so his policy looses the good driving rate.
I FIXED IT IM SAWWY DON’T CRY!!!!